Start whereyou are.Build everything else.

Start where you are. / Empieza donde estás.

Most financial tools are built to keep you using them, not to set you free. Krepis is different — an AI coach that only wins when you do.

Meet your coach — it's free →See how it works

Whether you're paying off your first card or buying your first index fund — Krepis adapts to where you are.

Day 01

See your whole picture

Get clarity on where you actually stand — debt, savings, spending, and what's possible next.

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Week 01

Build a plan that's actually yours

Your coach maps a path based on your real life, not a generic template.

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Month 01+

Stay on it for years, not weeks

Weekly check-ins and milestones that keep momentum going long after the motivation fades.

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No minimums. No judgment. No matter where you start.

▸ A note from Shane

ShaneFounder

I built Krepis because too many of the smartest, most capable, hardest-working people I know feel ashamed about money. Not because they were bad with it — but because no one ever taught them, and every tool they tried felt like it was grading them. I've been in those conversations. I've had them with myself. Krepis is what I wish existed back then. It still is. — Shane

For people who are

paying off debtgrowing savingsplanning a big movenever learned this stuff

Your coach in action

This is what your coach actually sounds like.

Not a chatbot. Not advice designed to sell you something. A coach that only wins when you do.

Meet your coach →

This is your coach. It remembers everything. It only wins when you do.

9:41

▪▪▪WiFi▪

Krepis Coach

Always on your side

Start your story...

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Your financial situation isn't your fault. Your tools were working against you.

Four free tools

Know your numbers. All of them.

Debt Snapshot

Enter your balances. See your exact debt-free date using the avalanche method.

Find my date →

Freedom Number

Assets minus liabilities. One number that shows exactly where you stand.

Calculate mine →

Financial Reputation Score

A 0–1,000 score across 5 dimensions. Your financial trajectory, not just a snapshot.

Get my score →

In a financial emergency?

🆘

Crisis Mode

Eviction notice, utility shutoff, job loss, or medical debt — answer four questions and get a concrete action plan for your specific situation. No login required.

Get my action plan →

Every app that shows you a credit card ad makes money when you click it.

We don't show ads. We don't take referral fees. We don't get paid when you take on more debt. Our revenue comes from one place — your subscription. Which means we have exactly one job: get you out.

Most apps need you in debt to survive. We need you out of it.

Simple pricing

2,500 spots. Then this price is gone.

Lock in $8.99/mo now. When spots fill, everyone else pays $11.99. And when Phase 2 launches — founding members get in first, at a lower rate. You pay less. You get there first. That advantage is permanent.

Free tier

No credit card required